Folks have been hearing a lot about having insurance companies pay for a new roof. While that can sound too good to be true, sometimes your home insurance company might actually cover the repair or replacement of your roof and that can save you a hefty sum of money. So while you should probably double check any roofer who approaches you with an offer of a free new roof, at the same time its worthwhile checking if you are legitimately eligible for insurance coverage on your roofing damage.